Aetna offers eligible members a gym and fitness reimbursement benefit—meaning you can get money back for certain fitness expenses like gym memberships, fitness classes, and even home exercise equipment. This can help you save hundreds of dollars a year while staying active. Understanding how Aetna’s reimbursement program works, what’s covered, and how to claim your benefits is essential to making the most of your health plan.
Aetna’s fitness reimbursement can cover costs for gyms, group fitness, and select equipment. Most plans require you to submit proof of purchase and follow specific steps—so keep your receipts! Requirements and amounts vary by plan and year, so always check your Evidence of Coverage (EOC) or contact Aetna directly for your exact benefits. For full policy details, see the Aetna Fitness Reimbursement Form (2025).
What Is Aetna Gym & Fitness Reimbursement?
Aetna’s gym & fitness reimbursement is a wellness benefit for eligible members—mainly those on Aetna Medicare Advantage or select employer health plans. You can receive partial reimbursement (up to a plan maximum) for qualified fitness expenses, including:
- Gym and fitness center memberships
- Group exercise or fitness classes
- Certain home exercise equipment (treadmills, weights, resistance bands)
- Approved fitness trackers (not including smartwatches)
For 2025, reimbursement amounts range from $360 to $1,200 annually, but many Medicare Advantage plans now offer $90 per quarter ($360/year), with no carryover between quarters (Gastony YMCA, 2024). This means you’ll need to submit claims each quarter to avoid losing your benefit for that period.
Learn more about Aetna’s fitness reimbursement on their official FAQ page.
Who Is Eligible for Aetna Fitness Reimbursement?
You are eligible if:
- You have an active Aetna plan that offers the fitness reimbursement benefit (often Aetna Medicare Advantage, employer group plans, or some student plans).
- You pay for eligible fitness services or equipment within the plan year.
- You submit required documents (itemized receipts, completed reimbursement form).
Important Limits
- Only one reimbursement per member per plan year for fitness trackers or equipment.
- Smartwatches (e.g., Apple Watch) are excluded.
- Athletic shoes, apparel, and non-fitness items are not covered.
- Reimbursement is not automatic—you must apply for each claim.
Always check your specific plan details in your Evidence of Coverage (EOC).
How Does the Aetna Reimbursement Process Work?
Follow these steps to claim your fitness reimbursement:
1. Check Your Plan Benefits
- Log in to your Aetna member portal or call Member Services.
- Confirm your annual or quarterly reimbursement amount and what’s covered.
2. Pay for Eligible Fitness Services
- Purchase memberships, classes, or equipment from a qualified provider.
- Keep detailed, itemized receipts (showing date, provider, description, and amount).
3. Complete the Aetna Reimbursement Form
- Download the 2025 Aetna Fitness Reimbursement Form (PDF).
- Fill in your personal details and attach copies of your receipts.
4. Submit Your Claim
- Submit your form and receipts through the Aetna fitness portal (such as HuskyWellness/GlobalFit), by mail, or as instructed by your plan.
- Claims should be submitted within 90 days of purchase or by the end of the benefit period.
5. Track Your Reimbursement
- Reimbursements typically process in 30–45 days.
- Payment is sent via direct deposit or check.
For step-by-step video instructions, watch this helpful video:
What’s Covered and What’s Not?
Covered:
- Gym memberships (e.g., YMCA, LA Fitness, Planet Fitness)
- Group exercise classes (e.g., yoga, Pilates, spin)
- Fitness equipment (treadmills, stationary bikes, resistance bands)
- Eligible fitness trackers (e.g., Fitbit—check your plan)
Not Covered:
- Smartwatches (Apple Watch, Google, Samsung, etc.)
- Athletic apparel, shoes, or accessories
- Personal training (unless specified in your plan)
- Outdoor recreation gear (bikes, camping equipment)
Recent Changes for 2025:
- Maximum reimbursement for many plans is now $90/quarter—no carryover between quarters (Reddit Medicare, 2025).
- Tighter rules on eligible equipment—always check with Member Services before big purchases.
Tips for Maximizing Your Aetna Fitness Reimbursement
- Submit claims promptly: Don’t wait until year-end or you could lose out.
- Ask before you buy: If unsure, contact Aetna Member Services to confirm eligibility.
- Keep receipts: Itemized, detailed receipts are required—screen shots from apps may not qualify.
- Read the fine print: Benefit amounts and covered services can change annually.
For up-to-date FAQs and assistance, visit Aetna’s Healthy Living Programs Resource Page.
Frequently Asked Questions
Q: Can I claim gym membership and equipment in the same year?
A: Yes, as long as you don’t exceed your plan’s annual or quarterly maximum.
Q: How long does reimbursement take?
A: Claims are usually processed within 30–45 days after submission.
Q: Do I need a doctor’s note?
A: No, but some plans may request additional documentation for high-cost claims.
Conclusion
Aetna’s gym and fitness reimbursement benefit is a great way to get rewarded for staying healthy—but you need to follow the correct process to get your money back. Check your plan, keep your receipts, and submit your claim each quarter. For full policy details, download the latest Aetna Fitness Reimbursement Form.
Ready to make the most of your fitness benefit? Log in to your Aetna account and submit your fitness claim today!