Yes, UnitedHealthcare covers gym membership through specific plans like Renew Active® (for Medicare Advantage members) and One Pass (for some employer plans). Coverage details, eligibility, and included benefits depend on your specific plan. Understanding your options ensures you don’t miss out on valuable fitness perks and wellness opportunities.
Staying active is crucial for both physical and mental well-being, especially as we age. UnitedHealthcare (UHC) offers multiple gym and wellness programs designed to help you live healthier—often at no extra cost. This guide explains how these programs work, who qualifies, recent changes, pricing, and how to claim your benefits.
If you want to check your plan specifics, visit the official UnitedHealthcare Renew Active page or contact customer support directly.
What Is Renew Active® and Who Qualifies?
Renew Active® is UnitedHealthcare’s premier fitness program available with many Medicare Advantage plans. It includes free access to thousands of gyms and fitness centers across the U.S.
Key Features:
- Free gym membership at over 25,000 fitness locations nationwide (including chains like LA Fitness, Snap Fitness, and more).
- Personalized online fitness plans and on-demand workout videos.
- Access to brain health tools (in partnership with AARP® Staying Sharp).
- Social events and community activities to promote healthy aging.
Eligibility:
- You must be enrolled in a UnitedHealthcare Medicare Advantage plan that includes the Renew Active benefit.
- Not all plans or areas offer Renew Active, so check with your plan or search using your ZIP code on the official Renew Active locator.
Recent Updates:
- As of 2025, some locations like select YMCA branches may be excluded. Always use the locator to confirm your gym is still participating.
- New partnerships and program enhancements are announced annually.
Source: UnitedHealthcare Renew Active, 2025 | AARP Renew Active FAQ, 2025
UnitedHealthcare One Pass: For Employer & Group Plans
If you have UnitedHealthcare coverage through an employer or group, you may be eligible for One Pass—a fitness network offering gym memberships and wellness benefits.
One Pass Benefits (2025):
- Multiple membership tiers: Classic, Standard, Premium, and Elite, each unlocking different levels of gym access and perks.
- Access to a network of 12,000+ to 20,000+ fitness locations depending on tier.
- Monthly tier pricing (2025 example, check your employer for specifics):
– Classic: ~$34/month
– Standard: ~$69/month
– Premium: ~$109/month
– Elite: ~$159/month - Digital fitness classes, on-demand workouts, and some home delivery benefits (higher tiers).
- No long-term contracts—join, upgrade, or pause anytime.
Tip: Not all employers offer all tiers. Review your benefits guide or visit the One Pass portal for details.
What About Standard Individual or Marketplace Plans?
Most standard (ACA/Marketplace) UnitedHealthcare plans do not include full gym membership coverage. However, you may still receive:
- Discounts on gym memberships through wellness incentive programs.
- Access to health coaching, wellness challenges, or virtual fitness classes.
- Reimbursements for qualifying healthy activities (varies by state).
These are typically discounts, not full coverage. Always check your plan’s “Wellness Benefits” or call customer service for the latest details.
How to Check if You Have Gym Membership Coverage
- Log into your UHC member portal (myuhc.com):
- Look for “Renew Active” (Medicare) or “One Pass” (Employer) under benefits.
- Ask your employer’s HR or benefits manager if One Pass is included.
- Call UnitedHealthcare Member Services and give them your plan number to confirm fitness benefits and participating gyms.
- Check official plan documents or the Renew Active gym locator online.
Quick Table: UnitedHealthcare Gym Coverage by Plan Type
| Plan Type | Gym Membership Coverage | Cost | Key Details |
|---|---|---|---|
| Medicare Advantage (Renew Active) | Yes – Included/free | $0 | 25,000+ gyms, online fitness, brain health, new updates |
| Employer/Group (One Pass) | Yes – Tiered, discounted | $34–$159/month | 12,000–20,000 gyms, digital classes, home delivery perks |
| ACA/Marketplace/Individual | No direct coverage | Discounts vary | Wellness discounts, some reimbursements |
Pricing and participation may vary. Always confirm with your specific plan.
Policy Changes & What’s New for 2025
- YMCA and some premium gyms may no longer participate in Renew Active—confirm your gym’s status online.
- One Pass Select launched for group plans, offering new digital and grocery delivery perks (Revize UHC One Pass, 2025 PDF).
- UHC’s reward structure for gym visits is now handled via the new UHC Rewards system (replacing older wellness reimbursement).
For the most up-to-date coverage, visit the official UnitedHealthcare support or read the Renew Active FAQ.
Frequently Asked Questions
Q: Is Renew Active free with my plan?
A: Yes, if your Medicare Advantage plan includes it, Renew Active is 100% free—no additional cost.
Q: How do I find a participating gym?
A: Use the Renew Active locator tool or log in to your member portal.
Q: Can my spouse use my membership?
A: No, Renew Active and One Pass memberships are for the insured member only.
Q: Are there digital classes available?
A: Yes, both programs include live and on-demand online workouts, plus fitness tracking.
Q: Who do I contact with issues?
A: Call the number on your UHC member card, or use UHC’s support page.
Conclusion & Next Steps
In summary:
UnitedHealthcare does cover gym membership through Renew Active (Medicare) and One Pass (group plans). The exact benefits, costs, and available locations depend on your specific plan and area.
Check your UnitedHealthcare portal or contact support today to start enjoying fitness perks and live healthier—at little to no extra cost!
Ready to get moving?
• Visit Renew Active or One Pass to enroll and find your gym.
• Not covered yet? Ask your employer or broker about upgrading at renewal!