AARP gym membership plans are available for as low as $32 per month, giving members affordable access to thousands of gyms nationwide—often with no long-term contract. If you’re an AARP member or considering joining, it’s important to understand all your fitness options, what each plan costs, and how these benefits can support your health and wellness.
AARP’s gym membership benefits are popular for their affordability, flexibility, and extra perks for seniors and retirees. Whether you want a simple monthly gym access, or you’re seeking a comprehensive wellness package through your Medicare Supplement plan, this guide will help you find the best fit. Here’s everything you need to know before you sign up.
What Is the AARP Gym Membership Program?
AARP partners with several programs to give its members nationwide gym access and wellness benefits. The most popular options are:
- Active & Fit Now (for AARP members of any age)
- Renew Active (for those with AARP-endorsed UnitedHealthcare Medicare Supplement plans)
- Gold’s Gym AARP Discounts (in select locations)
Each program offers different features, costs, and enrollment requirements. Below, we break down each plan with the most up-to-date information for 2025.
Active & Fit Now: Simple, Flexible Gym Access for $32/Month
What Is It?
Active & Fit Now is the easiest way for AARP members to get nationwide gym access. You pay a flat monthly fee—no annual contract required—to visit any of the 12,500+ participating gyms and fitness centers across the United States.
How Much Does Active & Fit Now Cost?
- $32 per month (2025 price)
- No enrollment fee
- Month-to-month membership—cancel anytime
- Includes standard membership at participating gyms (check the Active & Fit Now website for the most current gym list)
What’s Included?
- Access to 12,500+ gyms, studios, and fitness centers
- Digital workouts and wellness resources
- Online fitness tracking tools
- No long-term commitment—change or cancel any time
Tip: Some locations may offer upgraded memberships (for an extra cost). Always check directly with the gym for their specific policies.
Who Is It For?
- AARP members of all ages who want flexible, affordable gym access
- Anyone seeking a nationwide gym network without being locked into a long-term contract
Source: AARP Active & Fit Now Benefit Page
Renew Active: Free Gym Memberships with AARP Medicare Supplement Plans
What Is Renew Active?
If you have an AARP-endorsed UnitedHealthcare Medicare Supplement (Medigap) Plan—like Plan G or N—you may qualify for the Renew Active program. This gives you a free standard membership at many local and national gyms, plus additional wellness resources.
What Does Renew Active Cost?
- Free with qualifying UnitedHealthcare AARP Medicare Supplement plans (cost included in your insurance premium)
- No extra monthly fee for gym access
What’s Included?
- Free membership at thousands of gyms (participating network may vary)
- Group fitness classes and events
- Personalized fitness plans
- Brain health and wellness resources (e.g., Fitbit® Community)
- Access to digital workout videos
Important Considerations
- Not all gyms participate in Renew Active—check the Renew Active directory or call your local gym
- The gym network or perks can change each year; always confirm with UnitedHealthcare
- Once enrolled, switching Medigap plans later may require medical underwriting (can impact flexibility)
Source: UnitedHealthcare Renew Active Information
Gold’s Gym AARP Membership: Local Discounts and Flexible Terms
Some Gold’s Gym locations partner directly with AARP to offer exclusive discounted memberships or waived fees. Offers vary by location and may include:
- Discounted monthly rates (price varies)
- Month-to-month membership options
- No long-term contract
Tip: Always call your local Gold’s Gym and mention your AARP membership to see current deals. This is a great option if you prefer a specific gym brand.
Source: Gold’s Gym Corporate Partnerships
Table: 2025 AARP Gym Membership Options and Costs
| Program | Monthly Cost | Features | Requirements |
|---|---|---|---|
| Active & Fit Now | $32 | 12,500+ gyms, digital workouts, cancel anytime | AARP membership |
| Renew Active | Included in insurance | Free gym access, classes, wellness tools | UHC AARP Medicare Supplement plan |
| Gold’s Gym (AARP discount) | Varies (local) | Discounted rates, flexible membership | AARP membership (select locations) |
Frequently Asked Questions (FAQ) about AARP Gym Memberships
1. How do I sign up for Active & Fit Now through AARP?
Visit the Active & Fit Now website, choose a gym, and register online using your AARP membership.
2. Is the AARP gym membership available in every state?
Yes, participating gyms are available nationwide, but always search your ZIP code to confirm local options.
3. Are there any hidden fees with Active & Fit Now?
No. The $32 monthly fee includes all basic costs; some premium gyms or upgrades may have additional charges, but these are clearly shown during signup.
4. Can I use both Active & Fit Now and Renew Active?
You can only enroll in one program at a time. Renew Active is exclusive to UHC Medigap plan members.
5. How do I find participating gyms near me?
Use the directory on the Active & Fit Now website or the Renew Active network locator.
How to Get the Most Out of Your AARP Gym Membership
- Compare options: Active & Fit Now is perfect for flexibility; Renew Active is ideal if you have a UHC Medigap plan.
- Check for local AARP discounts: Some gyms offer special local rates, especially Gold’s Gym.
- Review your insurance benefits: If you’re on Medicare, check your current plan for fitness perks—these can change yearly.
- Confirm gym participation: Always call ahead to your preferred gym to make sure they’re part of your chosen program.
- Use online resources: Both Active & Fit Now and Renew Active include online fitness classes and wellness tools you can use at home.
Official AARP Fitness Benefits Resource:
AARP Membership Benefits – Active & Fit Now
UnitedHealthcare Renew Active
Recent Changes and Updates (2025)
- Active & Fit Now: The price remains $32/month, with no enrollment fees for AARP members. (AARP, 2025)
- Renew Active: Some gyms have changed participation tiers; always check the latest provider network.
- Gold’s Gym: Deals and discounts may vary by region—call your local gym for details.
Conclusion: Which AARP Gym Plan Is Best for You?
The best AARP gym plan for you depends on your age, health insurance status, and fitness preferences. Here’s how to choose the right option:
- Choose Active & Fit Now if you want a flexible, affordable gym membership without insurance requirements. For just $32/month, you get access to over 12,500 gyms nationwide with no long-term contract, making it perfect for AARP members who want convenience and choice.
- Choose Renew Active if you have an AARP-endorsed UnitedHealthcare Medicare Supplement (Medigap) Plan. Renew Active is included with your plan premium and offers free membership at a large network of gyms, fitness classes, wellness events, and online resources. However, note that as of 2025, premium studios like Orangetheory Fitness, Club Pilates, and Xponential Fitness are no longer included in the Renew Active network. If you value brain health tools and personalized fitness, and you’re already on a qualifying Medicare plan, this is a great choice.
- Prefer a specific gym brand like Gold’s Gym? Check for local AARP discounts, as some Gold’s Gym locations offer exclusive deals to AARP members. This is ideal if you want a recognizable gym with flexible terms.
- Are you on a Medicare Advantage plan with another insurer? Consider SilverSneakers, which is not an AARP benefit but offers free access to a large gym network and group classes for many Medicare Advantage members.
In summary:
- If you want simplicity, flexibility, and no insurance ties, Active & Fit Now is your best option.
- If you’re already enrolled in a qualifying UHC AARP Medicare Supplement, and don’t need premium studios, Renew Active provides the most comprehensive free wellness package.
- For brand-specific gym lovers, check local AARP discounts (like Gold’s Gym).
- For those on other Medicare Advantage plans, look into SilverSneakers.