Charter Fitness membership plans offer flexible, affordable options—starting at just $18.99 per month for single-club access and $28.99 for unlimited, 24/7 multi-club access. Charter Fitness (also known as CFX) provides membership plans that are straightforward, cost-effective, and designed to fit any fitness lifestyle. Whether you want to work out at your neighborhood club or need the flexibility of 24/7 access to all locations, CFX has a plan for you.
Understanding Charter Fitness membership plans is essential if you want to find the best value for your workout routine, avoid hidden fees, and make the most of gym benefits in 2025. In this article, you’ll find clear answers, up-to-date costs, and actionable advice—plus real comparisons, common questions, and official resources for more support.
Charter Fitness Membership Plans Overview
What Membership Options Does Charter Fitness Offer?
Charter Fitness (CFX) currently offers three primary options:
- Regular Membership: $18.99/month (12-month commitment)
- All Access Membership: $28.99/month (month-to-month, no long-term contract)
- Family/Friend Add-On: $16/month per extra person (no commitment, same benefits as main account)
You can choose between affordable single-club access or full, 24/7 access at all locations—with or without commitment.
Charter Fitness Regular Membership Plan
How Much Does the Regular Membership Cost?
The Regular Membership is just $18.99/month with a one-year commitment and a one-time $99 enrollment fee. This plan gives you:
- Access to your “home” club only
- Use during staffed hours (typically Mon–Fri 5am–11pm; Sat–Sun 7am–7pm)
- Full access to cardio, strength, and turf training areas
- Locker rooms and private showers
Who Should Choose This Plan?
This plan is best for people who visit the same club, work out during regular hours, and want to save on monthly fees.
Latest Info: As of July 2025, these are the current rates and hours. Always check the official Charter Fitness website for the latest updates or any temporary promotions.
Charter Fitness All Access Membership Plan
What Are the Benefits and Costs of All Access?
The All Access Membership is $28.99/month with a special $20 enrollment fee (regularly $99). This option is flexible, with no long-term commitment. Key features include:
- 24/7 access to all Charter Fitness and CFX clubs (over 17+ locations)
- Free fitness assessment and one small group training session
- Access to hydro-massage beds/chairs (where available)
- Bring guests with the Family/Friend Add-On
- Month-to-month flexibility—cancel anytime
Who Is This Best For?
This plan suits anyone wanting the flexibility of multiple locations, overnight workouts, or premium club features like massage and group training.
Updated Fees (2025): Always review official CFX pricing before signing up, as promotions or seasonal offers may reduce enrollment fees.
Charter Fitness Family/Friend Add-On
How Does the Family Add-On Work?
Charter Fitness allows you to add up to five people to your membership for just $16/month per person, with:
- No extra enrollment fees for add-ons
- Full access for add-ons: same as main account (all locations, 24/7 if on All Access)
- No commitment or contract for add-on members
Real-World Example:
A couple sharing an All Access plan pays $28.99 + $16 = $44.99/month for unlimited access at all clubs—cheaper than two separate memberships.
See CFX Add-Ons FAQ for more info.
Comparing Charter Fitness Membership Plans
| Plan | Monthly Fee | Enrollment Fee | Access | Commitment |
|---|---|---|---|---|
| Regular Membership | $18.99 | $99 | Home club only, staffed hours | 12 months |
| All Access Membership | $28.99 | $20 (promo) | All clubs, 24/7, massage, group session | None (MTM) |
| Family/Friend Add-On | $16 | $0 | Same as primary account | None |
Tip: If you travel or want access to more features, the All Access plan delivers the most value.
Frequently Asked Questions (FAQs)
Are there hidden fees or cancellation charges?
- No hidden fees if you follow the contract or use month-to-month. Early cancellation of a 12-month contract may have a penalty.
- All Access plans can be cancelled at any time without penalty.
What amenities are included?
- Cardio & strength equipment, free weights, turf training, showers, personal training studios, and massage beds (in select locations).
- Personal training is available for an additional cost—see Personal Training at Charter Fitness for options and rates.
Have prices or policies changed recently?
- Yes. In 2024-2025, the All Access enrollment fee was reduced from $99 to $20 during most sign-up periods (source, July 2025).
How do I join or get support?
- Visit the official CFX Membership page for secure signup and details.
- Contact Charter Fitness Customer Support for location-specific hours, tours, or further help.
Conclusion: Is Charter Fitness Worth It?
Yes, Charter Fitness is worth it for most people who want an affordable, well-equipped gym with flexible membership options and solid value for the price. As of 2025, Charter Fitness (CFX) offers some of the lowest rates in the industry—starting at just $18.99 per month—with access to a good variety of equipment, turf training areas, and convenient locations throughout the Chicago area and beyond.
What makes Charter Fitness a good choice?
- Low monthly cost: Plans start at $18.99/month, and the All Access option is only $28.99/month with no long-term contract.
- Modern, clean facilities: Most locations offer updated equipment, turf zones, private showers, and massage beds.
- Easy family add-ons: You can add family or friends for $16/month each, making group fitness affordable.
- Flexible policies: Month-to-month plans and a simple cancellation process mean you can join or leave at any time without big fees.
- Positive reviews: Many users on Reddit and Yelp highlight friendly staff and a motivating, comfortable environment.
Potential downsides:
- Experience can vary by location: Cleanliness and atmosphere are not always the same at every club, so it’s wise to visit your local gym before signing up.
- No luxury amenities: CFX focuses on the basics, so if you want extras like pools, saunas, or high-end locker rooms, you might prefer a premium gym.
- Staff and service: Some locations get busier during peak times, and the staff experience may not be as personalized as at boutique gyms.
The bottom line:
Charter Fitness is a strong value for budget-minded gym-goers, beginners, and families who want a simple, straightforward workout experience. If you care most about price, convenience, and reliable equipment, CFX is an excellent pick. For those seeking luxury extras or high-end service, a premium fitness club might be a better fit.
If you’re interested, visit a local Charter Fitness club for a tour, try a short-term membership, and see if the facilities and culture are right for you.
For more details or to join, visit the official Charter Fitness Membership page.
Sources:
Charter Fitness Membership Options – Official
Charter Fitness FAQs – Official
Charter Fitness Add-Ons
All prices and policies current as of July 2025. For the latest details, visit the official CFX website.
Have more questions about gym memberships or want personalized workout tips? Leave a comment below or contact Charter Fitness support for help!